Colchester City Council Preferred Options Local Plan Regulation 18 Consultation 2025
8. Homes
8.1 This chapter on Homes addresses the need for a balanced approach to meet the housing requirements of Colchester's growing community, in line with the NPPF. The aim is to create vibrant, inclusive neighbourhoods that support both the health and wellbeing of individuals and the long-term sustainability of the area, providing a range of high-quality, healthy homes that meet the diverse needs of residents.
8.2 The government sets housing targets for all local authorities to meet the national demand for additional homes. The Colchester Local Housing Needs Assessment 2024 has been used to inform the Local Plan policies and considers the overall need for housing in the city, as well as the need for different types of homes and the needs of different groups within the local community.
8.3 All housing developments in Colchester should be inclusive and accommodate a diverse range of households and housing need to create mixed communities. Housing developments must provide a range of housing types that can accommodate a range of different households, including families, single persons, older persons, those with care and/or supported needs, students, service families, gypsy and travellers, those wishing to build their own home and low-income households.
8.4 There is an important relationship between housing diversity, density and the accessibility of the location. City Centre locations, for example, are highly accessible and can support high density flats, but they also need to accommodate a range of household sizes. Suburban locations have moderate access and should accommodate a range of housing types and household sizes. Rural locations have low accessibility and will suit lower density development but should also still provide for small and low-income households.
8.5 The need for affordable housing is high across Colchester, as it is elsewhere in the Eastern region and nationally. The Council expects affordable housing to be delivered on site as part of the development proposal. Only in exceptional circumstances will delivery off site or a financial contribution be accepted.
Policy H1: Housing Mix Comment
New residential developments should assist in the creation of sustainable and inclusive communities by providing an appropriate mix of dwellings in terms of size, type and tenure.
Residential development proposals will be supported where the housing mix is informed by the:
- Needs identified in the Colchester Local Housing Needs Assessment as set out below:
|
Market |
Affordable Home Ownership |
Affordable Housing (rented) |
||
|
General Needs |
Older Persons |
|||
|
1 bedroom |
4% |
21% |
21% |
56% |
|
2 bedroom |
29% |
44% |
38% |
44% |
|
3 bedroom |
44% |
26% |
33% |
|
|
4 bedroom |
24% |
8% |
8% |
|
- existing housing stock in the local area and character of the local area to avoid over concentration of a single size of homes where this would undermine the achievement of creating mixed and balanced communities.
Where an alternative housing mix is proposed, it must be evidenced why this is considered a more appropriate mix. Viability will only be considered as a reason to vary the housing mix, where a planning application is supported by a viability assessment and independently assessed and agreed by the Council.
Neighbourhood Plans may set out a different approach to housing type and mix specific to the local area, where this is clearly demonstrated and supported by evidence.
Justification
Purpose of the policy
8.6 The NPPF sets out the need to provide an appropriate mix of housing types for the local community. The Colchester Local Housing Needs Assessment has identified the need for a different housing mix dependent upon tenure. This takes into account future demographic changes, household changes and the ageing population. Regarding the affordable housing sector, regard has also been had to the current mix of housing by tenure and size requirements as identified on the Housing Register.
8.7 Overall, there is a particular need for 2 bedroom accommodation with varying proportions of 1, 3 and 4+ bedroom homes. For general rented affordable housing there is a clear need for a range of different sizes of homes.
8.8 The Council acknowledge that evidence is continually updated, and where there is more up to date evidence than the Colchester Local Housing Needs Assessment – September 2024 which has informed the housing mix set out in Policy H1, this updated evidence will be considered when provided to support a planning application on a case-by-case basis.
8.9 Where a Viability Assessment is submitted to vary the housing mix, in accordance with the NPPF, all viability assessments will be made publicly available via the Council's planning portal as part of the documents submitted in support of a planning application. The assessment will be scrutinised by the Council's approved viability assessor, at a cost to be borne by the applicant, and form part of the decision-making process in accordance with national planning policy and guidance.
Alternative
8.10 The current Adopted Local Plan does not include a policy on housing mix. It is considered necessary to ensure residential development proposals reflect local needs. The alternative is to rely on national policy; however, this does not address the local needs identified in the latest Colchester Local Housing Needs Assessment.
Policy H2: Affordable Housing Comment
The Council is committed to improving housing affordability in Colchester.
30% of new dwellings should be provided as affordable housing for developments of:
- 10 or more dwellings or a site area of 0.5 ha or more in urban areas;
- 5 dwellings or more in designated rural areas.
Affordable dwellings should be delivered on site. In exceptional circumstances, off site provision or a financial contribution in lieu may be accepted. This will be determined on a case-by-case basis.
Where it is considered that a site forms part of a larger development area, affordable housing will be apportioned with reference to the site area as a whole.
The Colchester Local Housing Needs Assessment identifies a clear and acute need for social and affordable rented housing, this should be prioritised where delivery does not prejudice the overall delivery of affordable homes.
Proposals should be designed tenure blind, demonstrating no distinctly different design characteristics between affordable and market homes. To promote social cohesion, affordable housing provision should not dominate an area, road or building across the development.
In exceptional circumstances where high development costs undermine the viability of housing delivery, developers will be expected to demonstrate an alternative affordable housing provision.
For sites where an alternative level of affordable housing is proposed below the requirement, it will need to be supported by evidence in the form of a viability appraisal. In such cases the Council may seek a review of the viability of a scheme with the aim of achieving policy compliance over time. This may include securing a review mechanism by legal agreement specifying trigger points for undertaking a review such as later phases of a scheme or reserved matters applications with the aim of achieving policy compliance and improving the affordable housing contributions.
95% of affordable housing should meet Building Regulations 2015 Part M4 (2) accessible and adaptable standards (or its successor) and 5% of affordable homes to be Part M4 (3)(2)(b) wheelchair user standards (or its successor).
Rural Exception Sites
Affordable housing development in villages will be supported on rural exception sites where:
- adjacent or continuous to village settlement boundaries or where it will enhance or maintain the vitality of rural communities,
- meeting a local need that is evidenced by an approved Local Housing Needs Survey by the relevant Town or Parish Council on behalf of their residents.
A proportion of market housing which facilitates the provision of significant additional affordable housing may be appropriate on rural exception sites. Information to demonstrate that the market housing is essential to cross-subsidise the delivery of the affordable housing and that the development would not be viable without this cross-subsidy will be required.
At the scheme level, the number of open market units on the rural exception site will be strictly limited to only the number of units required to facilitate the provision of significant affordable housing units on a rural exception site. The number of affordable units and total floorspace on a site should always be greater than the number of open market units or floorspace. The actual number will be determined on local circumstances, evidence of local need and the overall viability of the scheme.
Justification
Purpose of the policy
8.11 The need for affordable housing is high across Colchester, as it is elsewhere in the Eastern region and nationally.
8.12 The Local Housing Needs Assessment (LHNA) has identified that the provision of new affordable housing is an important and pressing issue. The report has identified a need for 941 affordable homes per annum. (Based on the Standard method using 1290pa). This could increase slightly in light of increased annual target of 1300pa.
8.13 The whole plan Viability Assessment supports a target of 30% affordable housing in new developments.
8.14 The Council expects affordable housing to be delivered on site as part of the development proposal. Only in exceptional circumstances will delivery off site or a financial contribution be accepted. Further details about the delivery of affordable housing is contained in the LHNA and Supplementary Planning Document.
8.15 In instances where the level of affordable housing to be provided is disputed or challenged, the Council will expect developers to meet the Council's reasonable costs associated with viability appraisals. A review mechanism may be required in such cases in accordance with the National Planning Policy Guidance. Review mechanisms are not a tool to protect a return to the developer, but to strengthen local authorities' ability to seek compliance with relevant policies over the lifetime of the project.
8.16 In instances where the provision of affordable housing is supported by the delivery of some open market units on a rural exception site, it will be essential to ensure that the number of open market units never dominates a particular scheme. In determining the number of open market units required to facilitate the delivery of affordable units, the Council will expect applicants to demonstrate viability calculations starting with 100% affordable housing. The same calculations should then be applied with the introduction of one open market unit at a time until a point is reached where the delivery of the rural exception site becomes viable. The number of open market units on a rural exception site should be less than the number of affordable units delivered.
Alternatives
8.17 The alternatives are to retain Policy DM8 from the Adopted Local Plan or to rely on national policy which expects Local Plans to specify the type of affordable housing required. Neither are considered sufficient to address the affordable housing needs of Colchester.
Policy H3: Student Accommodation Comment
Planning permission will be granted for purpose-built student accommodation where the proposal:
- meets an identified need evidenced to the satisfaction of the Council;
- provides a mix of cluster flats and studios;
- is located in and around the University with access to public transport;
- will not result in an excessive concentration of student accommodation in any one locality;
- provides adequate amenity space.
A management and maintenance plan must be prepared for multi- occupancy buildings and implemented via planning conditions to ensure the future maintenance of the building and external spaces.
Purpose Built Student Accommodation should be designed flexibly to enable conversion to other residential uses, in the event that the need for student accommodation does not materialise.
Policy H4: Houses in Multiple Occupation (HMOs) Comment
Where planning permission is required for HMOs, proposals will be supported where:
- there is no adverse impact to the local character and amenity including to existing neighbours through excessive noise and disturbance;
- provide adequate amenity space;
- provide adequate refuse storage and services;
- provide an appropriate level of vehicle and cycle parking informed by the Essex Parking Guidance;
- the proposal will not result in HMOs disproportionately dominating an area which significantly alters the existing character; and
- the proposal is designed in accordance with the National Described Space Standards.
A management and maintenance plan to be prepared for multi- occupancy buildings and implemented via planning conditions to ensure the future maintenance of the building and external spaces.
Policy H5: Specialist Housing including Housing for an Aging Population Comment
The Council will support proposals for specialist and supported housing which includes the following:
- residential care homes,
- nursing homes
- extra care housing (as defined by C2 Use Class),
- retirement living or sheltered housing (housing with support)
- Supported living for people with disabilities or mental health needs);
- Other housing for people with care needs (as defined as C3(b) Use Class and other vulnerable people.
New development proposals for specialist and supported housing will be supported where:
- this is meeting an identified need (supported by evidence including the Local Housing Needs Assessment and Essex County Council Housing Lin Study);
- located within settlements;
- close to local facilities;
- are accessible by public transport where appropriate;
- integrate with the existing community;
- provide adequate amenity space;
- it can be demonstrated that the development has been designed to provide the most appropriate type and level of support to its intended residents;
- there is support from the relevant public services and agencies required to support the housing provision; and
- a business case demonstrates the long term viability of the business, where specific care needs are provided.
All proposals within the Colchester Urban Area for 500 dwellings or more, are expected to include a mix of housing to meet a range of needs. This should include housing for support (sheltered/retirement housing), housing with care or nursing and residential care homes.
Neighbourhood Plans should continue to identify opportunities for meeting specialist and supported housing needs and for accessible and adaptable general needs housing within the local communities.
The Council will also support development proposals for hospices through expansion of existing sites or development of new sites that are located within settlements.
80% of dwellings (in all tenures) should meet Building Regulations 2015 Part M4 (2) accessible and adaptable standards and 5% of all new market homes and 10% of all affordable homes should meet Building Regulations 2015 Part M4(3).
Proposals to convert from the C3 to C2 use class, will only be supported where it is demonstrated this will not result in unacceptable or adverse harm to local amenity.
Policy H6: Self and Custom Build Comment
The Council will support proposals for self and custom build housing, to meet demand as indicated by registrations on the Council's self build register.
Development proposals of 150 dwellings or more, should provide serviced plots to deliver at least 2% of the total number of dwellings on site as self build or custom build homes, provided the Council's self build register identifies a need at the time an application is submitted. All plots must meet the definition of a serviced plot as per national policy.
Serviced Plots should be made available to households on the Self-Build Register for a period of 12 months. If after that time, plots have not been purchased or reserved by those on the Self Build Register, they may either remain on the open market as self-build or be built out as market housing.
The Council will also consider opportunities for self and custom build dwellings as part of development proposals on Council owned land.
Justification
Purpose of policies H3, H4, H5 and H6
8.18 The Council will seek to secure a range of different housing types and tenures on developments across Colchester in order to create inclusive and sustainable communities. Housing developments should provide a mix of housing types to suit a range of different households as identified in the Local Housing Needs Assessment September 2024.
8.19 A specific housing needs assessment must be provided as part of any planning application to demonstrate the proposal is meeting an identified need.
8.20 Where a proposal is meeting a specific housing need, a planning condition or legal agreement will be imposed to secure this.
8.21 The University of Essex ambition is to grow the university to 20,000 students by 2028 and 30,000 students by 2035. Given the current pipeline provision of student accommodation through Halls of Residence (on campus), purpose built student accommodation and HMOs in Colchester, there are sufficient bedspaces available to meet the identified need to 2028.
8.22 The Tendring Colchester Borders Garden Community Development Plan Document set out the expectations for new homes within the Garden Community, including student accommodation. This will ensure the future ambitions of the University of Essex to 2035 will be met. Therefore there is no unmet need for student accommodation during the plan period.
8.23 A house in multiple occupation (HMO) is a property rented out by at least 3 people who are not from 1 household but share facilities such as a bathroom and kitchen. This can also be referred to a house share.
8.24 The Council estimates there are approximately 2,000 HMOs across Colchester. These are an important housing type to offer choice to renters and provide an affordable option, particularly for students.
8.25 National policy is clear that the Government want more people to have the opportunity to build their own homes. Self and custom build projects are a way of achieving this. The Self and Custom Housebuilding Act 2015 places a duty on the Council to grant sufficient planning permissions to meet the demand identified on the Council's Self Build Register.
8.26 The NPPF defines an older person as people over or approaching retirement age whose housing needs can include accessible, adaptable general housing to retirement and specialist housing for those with support or care needs.
8.27 With an aging population, the overarching aim is for people to remain in their own homes for as long as possible. However, it is acknowledged that there may come a time when additional or specific needs can no longer be accommodated within a traditional setting. The Council is therefore supportive of development proposals which provide additional care needs and support.
8.28 The Local Housing Needs Assessment has identified the following specific housing needs for older and disabled persons in the plan period:
- 1,600 housing units with support (sheltered/retirement housing)
- 1,000 housing units with care
- 850 nursing and residential care bedspaces
- 800 dwellings for wheelchair users (meeting building standard M4(3).
8.29 When determining applications for specialist housing proposals, the Council will have regard to the latest available evidence on need including the Colchester Local Housing Needs Assessment and Essex County Council's Housing LIN Research on Specialist and Supported Housing and Accommodation Needs and Assessment. Additional information to consider includes the Essex County Council Developers Guide to Infrastructure Contributions for specific local and design requirements by cohorts of specialist and supported housing and market provision statements to establish the current level of provision.
Alternative
8.30 The alternative is to set specific allocations for every type of specialist housing. This would increase levels of certainty that provision is made but would not allow for sufficient flexibility for categories such as housing for an aging population or self and custom build that could be provided in a range of and locations.
Policy H7: Gypsies, Travellers and Travelling Showpeople Comment
The Council will identify sites to meet the established needs of gypsies, travellers and travelling showpeople.
There is an overall need for 15 pitches up to 2041, this includes 6 pitches for households who meet the planning definition and 9 pitches for undetermined households.
Table H7.1: Gypsy and Travellers Housing Need 2024 to 2041
|
Year |
||||
|
2024 to 2028 |
2029 to 2033 |
2034 to 2038 |
2039 to 2041 |
|
|
Number of pitches |
5 |
3 |
2 |
5 |
The Tendring Colchester Borders Garden Community will provide a total of 18 pitches which will count equally (9 pitches respectively) towards Tendring and Colchester's need for Gypsy and Traveller Accommodation.
The remaining need of 6 pitches to 2041 will be met through:
- Expansion of the existing site at Severalls Lane. The existing site has successfully operated since 2012 and is considered a sustainable location for small scale expansion.
- Strategic allocations to be finalised through masterplanning.
In the event that delivery of the pitches as outlined above is delayed, proposals for new gypsy and travellers and travelling Showpeople sites will be considered on a case by case basis.
Proposals for new gypsy and travellers and travelling Showpeople sites will be supported where:
- meet an identified need;
- located within close proximity to existing settlements;
- located outside areas at high risk of flooding;
- provide access to a range of services such as shops, education, health and community facilities;
- provide adequate space for vehicles on site;
- have suitable and safe highways access;
- ensure the amenity of the Gypsy and Traveller community and the settled community is managed appropriately;
- have appropriate and sufficient drainage, water supply and other necessary utility services; and
- provides a connection to a main sewer system unless it is impractical to achieve.
Planning permission will be refused for the change of use of all Gypsy and Traveller sites or Travelling Showpeople pitches identified in the Gypsy and Traveller Accommodation Assessment unless acceptable replacement accommodation can be provided, or it can be demonstrated that the site is no longer required to meet any identified needs.
Justification
Purpose of the policy
8.31 The overarching aim of the National Planning Policy for Traveller Sites is to ensure fair and equal treatment of the travelling community, in a way that facilitates their traditional and nomadic way of life while respecting the interests of the settled community. As part of this, the Council is required to proactively plan to meet the housing needs of Gypsies, Travellers and Travelling Showpeople in the District.
8.32 The Colchester Gyspy and Traveller Accommodation Assessment sets out the overall need of 15 pitches to 2041. Policy H7 identifies how these needs will be met across the plan area and plan period.
8.33 No current need has been identified for accommodation for travelling showpeople, however any need that arises over the life of the plan will also be addressed using the criteria based policy approach. There is also a need for 5 pitches for those who do not meet the planning definition of a Gypsy and Traveller, the criteria based policy approach will also be used in this instance.
Alternative
8.34 There is no alternative policy approach as providing for the housing needs of specific groups including gypsies, travellers and travelling showpeople is required by national policy.
Policy H8: Rural Workers Dwellings Comment
Permanent Rural Workers Dwellings
Planning permission will be granted for new rural workers' dwellings as part of existing businesses where all of the following criteria are met:
- Evidence is provided to show that there is an essential functional need for a permanent dwelling;
- The need is related to a full-time worker who is primarily employed in a rural based business and a temporary rural workers dwelling has previously been granted or evidence is provided to justify why a temporary rural workers dwelling has not been required;
- The proposed dwelling is sensitively designed, landscaped and located to fit in with its surroundings and of a scale that reflects its functional role to support the rural business;
- The business has been established for at least 3 years, has been profitable for at least one of them, is financially viable and is likely to remain so in the future;
- The functional need cannot be met by another suitable and available dwelling;
- Evidence is provided to show the reuse, extension or conversion of an existing building on site has been considered; and
- The proposed development is not located in a high flood risk area.
Temporary Rural Workers Dwellings
Where a new dwelling is essential to support a new business, temporary accommodation in the form of a caravan/mobile home will be supported for a period of up to three years where all the following information is provided:
- Evidence of a firm intention and ability to develop the business;
- Demonstration that the business can sustain a full time worker;
- Evidence that the proposed business has been planned on a sound financial basis. The evidence should include a business plan of at least 3 years duration;
- Evidence to show that there is an essential functional need for a rural worker dwelling;
- The functional need could not be fulfilled by another existing dwelling, reuse, extension or conversion on an existing building on site or any other existing accommodation in the local area; and
- The proposed temporary accommodation is not located in a high flood risk area.
If permission for temporary accommodation is granted, permission for a permanent dwelling is unlikely to be granted within 3 years. If after 3 years, a permanent dwelling is approved, the temporary dwelling must be removed from the site.
Conditions will be attached to all permissions granted for new rural workers dwellings (permanent or temporary) to remove permitted development rights and restrict the occupancy to that required for the rural business concerned or other agricultural/rural uses nearby.
Existing Rural Workers Dwellings
Where a rural workers dwelling is no longer needed to support a rural business, applications to remove the occupancy restrictions will need to submit evidence demonstrating that an essential functional need no longer exists for the property and is unlikely to in the foreseeable future. The applicant will be expected to provide evidence demonstrating that:
- The property has been continuously marketed for rent and sale for at least 12 months to the satisfaction of the Local Planning Authority and advertised in that period at a price reflecting the occupancy condition
- confirmation of a lack of interest from marketing efforts; and
- The property has been offered both for sale and to rent on the same basis to all farmers, horticulturalists and other rural businesses where a dwelling may be justified in the locality (i.e. having holdings within a two mile radius of the dwelling).
Justification
Purpose of the policy
8.35 The NPPF states that one of the few circumstances where a new dwelling within the countryside may be justified is where there is an essential need for a rural worker to live permanently at or near their place of work in the countryside.
8.36 While the Council's preference is for such workers to live in nearby settlements or suitable existing dwellings to avoid new and potentially intrusive development in the countryside, it acknowledges that there will be some instances where the nature and demands of certain rural businesses will make it essential for one or more people engaged in the enterprise to live at, or very close to, their place of work. Such a need however must be essential to the successful operation of the rural business.
8.37 Given the restrictions on the delivery of new dwellings in the countryside, the scale and design of any proposals for rural workers' dwellings should reflect their countryside location and their function as housing for a rural worker. While many people work in rural areas e.g. in offices, schools, workshops, garages and garden centres, it is unlikely that they will have an essential need to live permanently at or near their place of work. Being employed in a rural location is not considered sufficient justification to qualify as a rural worker with an essential housing need.
8.38 Changes in the scale and character of agricultural and forestry businesses have the potential to affect the longer-term requirement for dwellings in the countryside particularly where these had an "agricultural worker occupancy" condition attached when planning permission was granted. In such cases, the Local Planning Authority recognises that it would fulfil no purpose to keep such dwellings vacant, or that existing occupiers should be obliged to remain in occupation simply by virtue of a planning condition that has outlived its usefulness.
8.39 Nevertheless, the Council will expect applications for the removal of an occupancy condition to demonstrate convincingly that there is no long-term need for an agricultural dwelling in the locality. Such dwellings could be used by other agricultural and rural workers seeking accommodation within the wider surrounding area, therefore it will need to be demonstrated to the Council that the dwelling tied to an occupancy condition has been effectively marketed to likely interested parties in the area concerned, over a period of time, and that no genuine interest has been shown regarding the purchase or rental of the dwelling for a rural worker with an essential need to live in the local community. The Council will make a judgement on the adequacy of the marketing exercise on a case-by-case basis.
Alternative
8.40 The alternative is to not include a policy on this subject matter. However, national policy only refers to rural workers dwellings at a very high level and does not provide any local context to when a rural workers dwelling will be supported or when an existing dwelling is no longer a need for a rural worker.